About JM Real Estate Strategies
JM Real Estate Strategies, LLC is a local Pittsburgh-based real estate consulting company focused on finding win-win solutions to help homeowners get out of their worrisome situations… foreclosure, back taxes, expensive repairs, probate, or anything else. We’ve seen it all! At JM Real Estate Strategies, LLC, it is our goal to relieve you of your house headache so you can move on and continue to live life and do the things you love. From buying your property for CASH to taking over your mortgage payments we have a solution to meet your specific need so complete the form below or call us today to learn how we can help you!
JM Real Estate Strategies, LLC specializes in residential real estate in PA. As experienced licensed realtors with 20+ years experience and cash house buyers, we are able to provide real solutions that many CASH buyers cannot. We strive on helping homeowners like you find solutions for your problem whether you’re going through an illness, job loss, just can’t sell your property, or any other reason.
Call JM Real Estate Strategies Today! 412-912-8060
SELL YOUR HOUSE
We Buy Properties In Any Condition – Find Out Below If Your Pennsylvania Property Qualifies For Us To Make You An All Cash Offer Below…
- Are You In Foreclosure or Are About To Be?
- Do You Own Unwanted Rental Property?
- Do You Have Frustrating Tenants (Or Family Members) That You Can’t Get Rid Of?
- Do You Own A Vacant Property?
- Did You Inherit An Unwanted Property?
- Do You Need To Relocate Quickly And Need To Sell Your Current House Fast?
- Do You Want To Avoid Paying Realtor Commissions?
- Are You Going Through A Divorce?
- Do You Have Little Or No Equity And Need To Sell?
- Do You Own A “Fixer Upper” That You Don’t Want To Fix Up Or Don’t Have Time To Fix Up?
If you answered “yes” to one or more of these questions, we can help! We are specialists in solving real estate problems… especially ones that pose a financial burden on you, the homeowner. We can solve almost any financial problem that your property is causing.
We want to help you take control of your situation, end the hassles, and get back to living the life you want to live. And you deserve to know all of the options available to you right now. Simply fill out the short form or give us a call, and our experts will help you (with no pushy sales techniques or obligation)… we’ll help you make sense of all of this confusion and we’ll present you with the options that can potentially change your life and help you get back to normal.
All of this 100% free to you (we don’t charge you any fees). 100% No hassle. 100% No obligation. No commitment.
HOW IT WORKS
STEP 1
Tell us about your property - Quick, Easy & Free
STEP 2
We'll review the details to make sure it meets our buying criteria, then contact you to set up a quick appointment
STEP 3
We'll present you with a fair written, no-obligation offer
STEP 4
We close at a local reputable title company, cash in your hands, and property of your hands in as little as 15 days
Selling Your House Can Be A Quick And Simple Process
What Makes Us Different
Most CASH buyers are not licensed realtors. We are Pa licensed realtors and and have an ethical responsibility to work in your best interest, not ours. We do this by evaluating your needs and showing your options and you CHOOSE what is best for your particular case. It could be a quick CASH sale, take over your mortgage payments or List the property For Sale in the MLS. We explain your options and you determine what is best for you! There is NO cost to you as our consultations are always FREE!
Click the button and complete the form below and we'll get back to you within 24 hrs or call now to schedule a no hassle, no cost, no obligation consultation.
Foreclosure
What are my options when I am in Pre-Foreclosure?
- You can bring your account up to date by paying what you owe in one lump sum or make payments in addition to your monthly payment. (need Lender approval)
- You can request a loan modification (reduce payments) from your Lender but you have to qualify. (need Lender approval and usually only for a specific amount of time as per the Lender).
- You can declare bankruptcy, but sometimes necessary. (not as bad as a foreclosure)
- You can sell your property by getting approval from your Lender to accept less than what is owed. (short sale- have to qualify)
- You can sell your property back to the Lender (cash for keys) or sign over the Deed to the lender in lieu of Foreclosure. (have to vacate the property)
- You can sell your property on the open market if there's enough equity to satisfy the Loan and all liens attached to the property.
If I lose my home to foreclosure, can I ever buy a home again? What impact will a foreclosure have on my credit report?
It is possible to qualify for a mortgage after a foreclosure. However, foreclosure will hurt your credit.
Foreclosure information generally remains in your credit report for seven years from the date of the foreclosure. Even if you have a bad credit history or a low credit score, you may qualify for an Federal Housing Administration (FHA) loan. You may also qualify for a subprime mortgage, but note that subprime mortgages may have much higher interest rates than most other mortgages. Carefully consider the costs and risks of the loan that you are offered, and weigh the costs of the loan you might be able to get now against the option to wait and build up your credit history before buying a home.
One of the best options for obtaining a mortgage after foreclosure is with a federally insured FHA loan. Three years is the minimum time required between the completions of foreclosure until approval of an FHA loan, regardless of any extenuating circumstances. FHA borrowers still have to prove good bill-paying habits since the foreclosure for any approval as well.
How Does a Foreclosure Affect Your Credit?
Foreclosure can have lasting impact on your credit. If you are considering foreclosure, it's important to understand the consequences before moving forward.
Once a home is lost to foreclosure, the homeowner’s credit score could drop dramatically. According to FICO, for borrowers with a good credit score, a foreclosure can drop your score by 100 points or more. If your credit score is excellent, a foreclosure could reduce your score by as much as 160 points. In other words, the higher your credit score the more impact a foreclosure will have. Typically, it will take three years or more of on-time payments to restore the credit score. If the foreclosure is an isolated event and the borrower's credit is otherwise sound, consumers may be able to recover more quickly. It can take anywhere from three to seven years to fully recover.
A low credit score due to foreclosure can result in expensive interest rates and limited credit,
making financial recovery difficult.
Can I prevent my property from being sold at a Sheriff's sale or Auction?
In most cases, Yes, but you need someone who is knowledgeable who can help guide you thru
the process.
If you have additional questions or need help, call me today 412-779-5369 to schedule a FREE, NO OBLIGATION consultation.
Testimonials
Ricky K.
Rasool M.
Ricky K.
I had spoken with several companies who buy houses CASH whose offers were exceptionally low. I was skeptical when Mick called but he told me his company is different from most of the others and asked for the opportunity to meet as he didn't want to waste my time nor his. The COMPS he showed me and the average costs to renovate for me to get top dollar for my house gave me a better understanding of what my home was worth in As-In condition or Renovated if he was to List it For Sale in the local MLS. I didn't have the money to renovate and the offer he made me was a little better than the others so I went with him and was very pleased with the results. I recommended Mick to my brother who ended up Listing his home For Sale
Jimmy A.
Rasool M.
Ricky K.
Mick saved me and my family from Foreclosure! I didn't know that giving your house to the Lender would ruin your credit so we still had to sell the house but he had someone who took over my mortgage payments and gave us CASH to cover our first month rent in our new apartment.
Rasool M.
Rasool M.
Rasool M.
I needed to sell my house pretty fast as I lost my job and fell behind on the mortgage payments. Mick and Jim came to the house, showed us similar properties that Sold in our area and recommended that we should List it with him in the MLS for 30 days. It Sold in 10 days and Closed in 30 days so we were able to pay off our mortgage and put some money in the bank.
Scott H.
Eileen B.
Rasool M.
If you're looking for someone who is professional, knowledgeable of the real estate market and honest to Buy or Sell your property Mick is THE GUY!! He doesn't make promises he can't deliver and very thoroughly explains all the options to you.
Eileen B.
Eileen B.
Eileen B.
My husband and I decided to divorce and interviewed several realtors before deciding on Mick to List our house. He emphasized that he would be representing the both of us and would be available to answer any concerns we had during the sale process. He was very patient with us both and communicated to us and our respective attorneys in a timely manner.
Teto S.
Eileen B.
Eileen B.
If you're looking for someone who is professional, knowledgeable of the real estate market and honest to Buy or Sell your property Mick is THE GUY!! He doesn't make promises he can't deliver and very thoroughly explains all the options to you.
Tony R.
Roberta W.
MayAnn S.
I was all set to accept an offer on our home when I came across Mick's website. Scheduled a meeting online and when he came to the house he had a full CMA report on our neighborhood and after going thru our house gave me a number that was higher and signed with him. Glad I did!!
MayAnn S.
Roberta W.
MayAnn S.
My husband passed and got into a situation where I needed to sell my house to avoid foreclosure. Mick presented me with several options with no pressure. He answered all my questions and I decided to have him List my house for sale in the MLS for 30 days. He found a buyer within a week and Closed in 30 days. I thought I was going to lose everything but ended up with enough money to pay off what I owed
and have money into my account to pay six months rent.
Roberta W.
Roberta W.
Roberta W.
Mick was a lifesaver. Found a buyer who assumed my mortgage payment which took a lot of stress off
my family. I recommend Mick to everyone who has a house to sell.
Frequently Asked Questions
Maybe you have a few questions. That’s okay; most people do. So here’s a quick collection of some of the questions people ask us… along with our answers. If you still have a question, don’t hesitate to contact us (or give us a call) and we’ll be happy to answer it for you.
A: Great question. We’re licensed Pa real estate agents and our primary goal is to GIVE you OPTIONS on what to do. We provide information and encourage you to make the best decision for your particular situation. We can either List your home in the WPMLS or Buy it from you, cash. We also buy homes that meet our purchasing criteria. From there we may repair the house and resell it to another homeowner, sell it to a Rehab specialist or keep it as a rental for ourselves.
A: Many of the houses we purchase are below market value (we do this so we can resell it at a profit to another homeowner). We are looking to get a fair discount on a property. However, in our experience, many sellers aren’t necessarily expecting a large “windfall” on the property but rather appreciate that we can offer cash, we close very quickly (no waiting for financing), and no time or effort or expense is required on your part to fix up the property or pay agent fees. If that’s what you’re looking for and you see the value in getting your house sold fast… let’s see if we can come to a fair win-win price. (Besides, our no-obligation pricing commitment means that you do not have to move forward with the offer we give… but it’s good to know what we’re offering!).
A: Great question, and we’re an open book: Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and values of comparable houses sold in the area recently. As you know, house values have taken a huge hit in the last 5 years and most areas still haven’t seen prices come back up. We take many pieces of information into consideration… and come up with a fair price that works for us and works for you too.
A: This is what makes us stand out from the traditional method of selling your house: There are NO fees or commissions when you sell your house to us. We’ll make you an offer, and if it’s a fit then we’ll buy your house (and we’ll often pay for the closing costs too!). No hassle. No fees. We make our money after we pay for repairs on the house (if any) and sell it for a profit (we’re taking the risks here on whether we can sell it for a profit or not, once we buy the house from you… the responsibility is ours and you walk away without the burden of the property and its payments… and often with cash in your hand).
A: If you decide this is the best option for you we'll List your home in the MLS and other search engines like Zillow and Realtor.com for a low 4% total commission. Remember that with this option, you will be responsible for paying the 4% commission (at Closing) and all related Closing costs. We always recommend that you do what is best for you!!
A: There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your house to us… and we won’t hassle you… it’s 100% your decision and we’ll let you decide what’s right for you.
Want To See What We Can Buy Your House For?
Fill Out The Quick Form Below
Contact Us
We love talking with people to see how we can help you reach your goals.
If you have questions about…
- Our process for making you an all-cash offer for your house
- Our process for helping homeowners stop foreclosure in Pittsburgh if your situation qualifies
- Our company and who we are
- Or anything else you want to ask us — even just to make sure we’re real people
Pittsburgh, Pennsylvania, United States
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